ZERO COST. ZERO HASSLE.   MEMBERSHIP SORTED THROUGH TO FY2

If you’re going on an elective, either in the UK or abroad, it’s important to arrange your indemnity. As a student member based in the UK, you can register for FREE worldwide elective indemnity, which will provide you with a range of benefits for the duration of your placement, including access to assistance with:

• University fitness to practise (FTP)
• Legal issues
• Good Samaritan acts.

To apply for elective indemnity, please click 'apply now' below. Or, simply contact our team with details of when and where your elective is taking place. (Please note indemnity is not available for elective work in Australia.)

Find out more

• MDOs provide assistance to medical students and doctors should they face any medicolegal problems throughout their career.  This can include investigations, inquiries, complaints, disciplinaries and criminal proceedings relating to clinical practice. 
• MDOs also provide indemnity against clinical negligence claims that fall outside of the scope of any NHS indemnity schemes.  This means doctors are financially protected if they are sued. 

• MDDUS is proud of its mutual membership status. This means we operate solely for the benefit of our members, instead of paying profits to shareholders. Our members’ subscription fees are reinvested to prioritise protecting their careers, reputations and financial security. 

• While it is not a regulatory requirement to join a MDO as a student, it is recommended. 
• If a complaint is raised against you while on clinical placement, or if you are the subject of a fitness to practice investigation, you will have peace of mind knowing that MDDUS is on your side. 

• Student membership is completely free. 
• Our doctor-to-doctor approach means that you can speak to a doctor 24/7 should you encounter any legal or ethical dilemmas throughout your training.  Our team of experts are always on hand to provide advice, guidance and support. 
• We will assist you with university fitness to practice investigations. 
• Indemnity for Good Samaritan acts worldwide and for your student elective is included in your membership. 
• We give you access to free, confidential counselling and wellbeing support services, to help you manage your mental health and wellness. 
• We also provide a wealth of learning resources, developed by our in-house team of experts, to aid your development into a medical professional. 

Eligibility

Medical students who sign up for membership with MDDUS will automatically transition to free foundation training (FY1 & FY2) membership upon graduation from medical school. You will receive Foundation Year One (FY1) documents 30 days in advance notifying you of your progression. Once your membership with MDDUS has commenced, it cannot be cancelled until your next renewal. If you do need to leave membership early, then please contact us to discuss.

Membership validity

To maintain valid membership, members must provide their GMC number by the final day of your FY1 placement. Failure to provide a GMC number by this date will result in cancellation of membership and you will no longer have access to membership benefits with MDDUS.

Changes in circumstances

If your expected graduation year changes due to personal or academic circumstances, you must inform us within four weeks to ensure you are placed on the appropriate level of protection. Updates can be made by contacting our membership services team on 0333 043 0000 (Option 1) or email sales@mddus.com.

Future membership

Prior to your FY2 training ending, we will contact you to confirm your posts following your training to ensure that you continue to have the correct level of cover. However, if you have decided prior to this, contact our membership services team on 0333 043 0000 (Option 1).

Membership with other Medical Defence Organisations

MDDUS allows you to hold membership with another medical defence organisation until the end of the foundation training. However, MDDUS reserves the right to decline assistance on any raised claims if the claim has been raised with another medical defence organisation prior to raising it with MDDUS.

Cancellation

MDDUS reserves the right to cancel membership at any time. Notice of cancellation will be provided via the email address registered on your account.