Why MDDUS?

GPs need MDDUS to provide comprehensive protection that state-backed indemnity alone won’t deliver

As a GP practising in England and Wales, you may believe that the NHS state-backed indemnity scheme (SBIS) due to come into force in April 2019 will provide all the help and support you’ll need should you run into professional difficulties. But what about all the things it won’t help you with? 

GPs need comprehensive protection that SBIS alone won’t provide.

 
The scheme will not cover you for non-NHS work, representation at inquests, GMC hearings and disciplinary investigations. As our graphic below shows, a massive 60 per cent of cases handled by MDDUS in the past 12 months would not have been covered by the new SBIS. Such situations can seriously impact upon your career and could ultimately result in you being struck off.
 
The scheme will also not include advice and support – something highly prized by MDDUS members. It is therefore crucial that you have access to support and guidance from experienced medico-legal advisers.
 
This is evidenced by the fact that over the past 12 months MDDUS’ team of expert medical advisers handled 6,561 calls and have opened nearly 6,000 new case files from GP members since the start of 2017 relating to these issues NOT included in the government scheme. Also in the past 12 months, MDDUS assisted more than 200 GPs facing GMC investigations and advised 513 members who were called to appear at coroner's inquests. In addition, we helped almost 2,500 members deal with patient complaints - another key area that won't be covered by the SBIS.
 
As these figures show, there are a huge range of areas where GPs will not get support from the new scheme and will need supplementary expert help. We will still be there for you.
 
That’s why the BMA recently reminded GPs of the importance of retaining their MDO subscription when SBIS is introduced. Advice from the BMA states that “MDOs will continue to play an important role” and “it will be essential to maintain medical indemnity.”
 
It’s true that you will be indemnified by the NHS for the work you do within your NHS contract, but GPs will continue to need membership of MDDUS following the introduction of SBIS as there are a number of key areas where your NHS cover will not assist you.
 
 
These are issues with which only an MDO like MDDUS can provide assistance:
  • GMC representation – as a member of MDDUS you will not have to pay for your own advice and representation
  • Indemnity for private clinical work
  • Indemnity for writing insurance reports
  • Indemnity for travel vaccination clinics
  • Indemnity for worldwide Good Samaritan acts
  • 24/7 medico-legal advice
  • Assistance with patient complaints
  • Assistance with disciplinary matters
  • Advice with performers’ list outcomes
  • Support with Ombudsman investigations
  • Assistance with coroner’s inquests
  • Assistance with HR and employment issues
  • A range of medico-legal publications, on and offline
  • Discounted medico-legal training
     

  • I work for the NHS. Why do I require MDDUS membership when I already have NHS indemnity?

    Under a state-backed indemnity scheme (SBIS), GPs will be indemnified for work undertaken within their NHS contract. If, however, you are involved in disciplinary issues, GMC referrals, or coroner’s inquests you would not receive any assistance unless you have secured membership with MDDUS. Such situations can seriously impact upon your career and could ultimately result in you being struck off. It is therefore crucial that you have access to support and guidance from experienced medico-legal advisers. In the last 12 months we have opened nearly four thousand new case files from GP members relating to these issues not included in the government scheme. 

    The MDDUS Professional Protection occurrence-based membership includes:-

    Indemnity for private clinical work
    Indemnity for writing insurance reports
    Indemnity for travel vaccination clinics
    Indemnity for worldwide Good Samaritan acts
    24/7 medico-legal advice
    Assistance with patient complaints
    Assistant with disciplinary matters
    GMC representation
    Advice with performers’ list outcomes
    Support with Ombudsman investigations
    Assistance with Coroner’s Inquests
    Assistance with HR and employment issues
    A range of medico-legal publications, on and offline
    Discount medico-legal training
     
    Close
  • If I am referred to the GMC will the NHS offer me assistance?

    No. It never has and never will. The NHS SBIS will not assist you if you are involved in a GMC matter. It is important to remember that the GMC has the power to suspend, place restrictions on your practice, issue you with a warning and ultimately erase you from the register. With such potentially severe consequences there are a range of advantages of having representation and assistance from MDDUS whose focus will be to ensure that your case is dealt with fairly and efficiently and that you are properly represented.

    We have assisted over 200 hundred members facing GMC investigations in the last 12 months. Latest figures from the GMC reveal that doctors appearing before disciplinary panels without legal representation are more likely to receive tougher sanctions. Nearly four fifths of doctors who were struck off the register at MPTS hearings in the last three years did not have any legal representation. Compare this to the 80% of doctors who had legal representation and did not receive a sanctions and therefore were able to continue to practice.

    Close
  • What are the advantages of having assistance from MDDUS at a coroner’s inquest?

    An individual can be found to be at fault at an inquiry and any criticisms made can lead to a GMC or a criminal matter being raised against you. With such high stakes it is important to have the support and guidance of a medico-legal adviser with the experience and insight to advise you on how to conduct yourself at such a formal and daunting process. MDDUS employs and retains some of the UK’s leading medico-legal solicitors and can instruct the best legal representation, which will be made available to members free of charge. In the last 12 months we have assisted 513 GP members with coroner’s inquests

    Close
  • Tell me more about the advice the BMA are giving to GPs in England and Wales on MDO membership following SBIS?

    The BMA recently reminded GPs of the importance of retaining their MDO subscription when SBIS is introduced in April 2019. Advice from the BMA states that GPs “still need to retain membership of an MDO” and “MDOs will continue to play an important role in providing legal advice, representation for GMC hearings and also for the rare occasion where a criminal case occurs.”

    You can read the BMA advice here.
     
    Close