MDDUS application form - explanatory notes
Please note that an application for membership
cannot be submitted more than 60 days before the date from which
membership is to commence.
GPs
- Out-of-hours. MDDUS classifies out-of-hours or
extended hours sessions as work carried out for an out-of-hours provider
or urgent care centre, between the hours of 8pm-8am and at weekends.
This is in line with GMC guidance, which states that out-of-hours is
classified as “Work carried out during anti-social hours”.
- GPs working outside NHS primary care setting. The
MDDUS standard GP subscription will not include cover for GP work
performed outside an NHS primary care setting, such as a private clinic,
private travel clinic, private walk-in centre, forensic/police
physician work or private sports medicine, including treatment of
athletes and players.
- Botox and other non-permanent fillers. Please note a supplementary subscription may apply for those members providing such treatments.
- GP locums. MDDUS recognises that GP locums may be
subject to a fluctuating work pattern if they do not hold a fixed
contract. We therefore allow GP locums to average the number of sessions
worked on a quarterly basis (13 weeks). For example, if a GP locum
worked a total of 65 sessions over 13 weeks, this would equate to five
sessions per week. Cover can be changed on a quarterly basis as
required, to ensure adequate and appropriate indemnity is in place.
- Annual leave. Please note that those GPs with fixed
contracts, such as GP partners or salaried GPs, should base their
subscription on the number of weekly sessions they are contracted for.
MDDUS does not permit the deduction of annual leave when calculating
subscriptions.
- Discount Practice Scheme. MDDUS offers a discount
for practices where at least 50 per cent of the GPs are in membership
with MDDUS and the practice has signed up to an MDDUS Discount Practice
Scheme. Further details, including an application form, are available at
www.mddus.com.
- Sessions. MDDUS classifies a session as a half-day,
which is normally a morning or an afternoon and should last no longer
than five hours. Likewise, those working in the evening or overnight
should classify sessions in blocks of five hours. For example, midnight
to 8am should be classified as two sessions.
- Zero sessions. A rate exists for those GPs who may
not be practising but remain as a partner in the practice. This provides
discretionary cover for any professional liability as a partner, in the
event of a professional claim against the entire partnership, for
example a system error, even if the partner is not clinically active in
the practice at that time. This membership grade is normally applied for by GP
partners on sick leave, maternity/paternity leave or similar.
- First year GP rates. Please note a reduced
subscription applies for those members taking up their first post in
general practice after completing vocational training.
- Medico-legal report writing. Please note separate rates exist for those members involved in expert report writing.
NHS hospital doctors performing private practice
- NHS substantive contract. Applicants who work as
private specialists or consultants are usually expected to hold, or to have recently
held, a substantive NHS consultant post in the same specialty.
- Private practice earnings. In order to determine
correct individual subscription rates, members must estimate their gross
earnings from private practice for the coming subscription year.
Members should monitor gross private earnings as their subscription year
progresses and should notify MDDUS if significant variance appears
likely. Gross earnings include, but are not limited to fees, salaries,
bonus payments and dividends before the deduction of any expenditure.
MDDUS reserves the right at any time to require evidence relating to
private practice earnings and carries out periodic audits of members'
private practice earnings or verification of sessions worked. Falsifying or failing to provide full details
of private practice earnings may affect the benefits of membership or
result in the withdrawal of indemnity or the services provided by MDDUS.
- Company earnings. The earnings figure you use to
calculate the correct subscription level should be your gross private
earnings from the practice of medicine, however delivered. In the event
that you have formed a company for accounting or other purposes, the
relevant figure is the gross income to that company in relation to your
practice of medicine
GDPs
- Sessions. MDDUS classifies a session as a half-day,
which is normally a morning or an afternoon and should last no longer
than five hours. Those working different shift patterns should classify
sessions in blocks of five hours.
- Botox and other non-permanent fillers. A
supplementary subscription may apply for those members providing such
treatments. Please note this cover is restricted to dentists who have
been graduated for more than four years.
- Dental implants and/or sinus lifts. Please note
separate subscription rates exist for those dentists placing dental
implants and associated local bone harvesting/augmentation procedures
and all aspects of intra-oral surgery including sinus lifts and sinus
surgery.
- Zero sessions. A rate exists for those GDPs who may
not be practising but remain as a partner in the practice. This
provides discretionary cover for professional liability as a partner, in
the event of a professional claim against the entire partnership, for
example a system error, even the partner is not clinically active in the
practice at that time. This cover is normally applied for GDP partners
on sick leave, maternity/paternity leave or similar.
- Annual leave. Please note that those GDPs with
fixed contracts, such as GDP partners, principals or salaried GDPs,
should base their subscription on the number of weekly sessions they are
contracted for. MDDUS does not permit the deduction of annual leave
when calculating subscriptions.
Contact
Please contact Membership Services on 0333 043 0000 for further details on any of the matters above.