Retired or deferred status is granted to members
who have retired from practice or are not working as a doctor, dentist
or allied health professional for a period of three months or more. A condition of this benefit is that membership of MDDUS has been in
place for a minimum period of one year prior to the application for
retired or deferred cover. Additionally, the furthest we can backdate
this cover is three months from the date we were first contacted about
this cover. This cover is provided free of charge and offers cover for worldwide
Good Samaritan acts only. Under the terms and conditions of
retired/deferred cover, doctors and dentists should not be working in
any medical or dental capacity whilst on retired or deferred cover. Any liability arising from partnership arrangements will not be
covered through this cover and members who wish to retain cover for such
actions should contact the Membership Services Department. Upon application for deferred cover, there is an option to intimate a
return to work date. This will allow us to make contact with applicants
in advance of their return to work, enabling them to reinstate active
cover. If this section is left blank or the applicant returns to work
earlier than anticipated, it is vital an application to reinstate active
cover is received by MDDUS at least 15 working days before the return to
practice date, to ensure adequate and appropriate indemnity is in place. An application form for restoration of cover, which will be subject to approval and re-underwriting, is available on the MDDUS website (www.mddus.com). Retired/deferred status confers no right to be restored to the full benefits of membership of MDDUS. Doctors or dentists who plan to return to practice for a short period
of time are able to apply for short-term cover, which is offered for a
minimum of four weeks at a time and providing this is applied for on no
more than three occasions in any 12-month period, up to a maximum of 90
days in total in any 12-month period. In the rare event of retired/deferred cover being terminated, MDDUS will provide no less than six months' notice to you.Deferral of membership benefits - explanatory note